What You Will Do
What You Will Need
Our Commercial Risk family team collaborates closely with the product, data science and growth team and have been providing financial access to tens of thousands MSMEs in the Gojek ecosystem to help them grow their business and manage their day to day cash flow needs. Our team focus is to manage and mitigate potential risks that come along with credit and fraud risk. How do we do this? Through extensive data analytics, credit scoring and credit / fraud policy making to ensure we are able to grow sustainably and reach out to even more merchants!
About GoTo Financial
Imagine having a beautiful product that you create being launched to the public. Then visualize more than 55 million active users, over 14 million merchants, and more than 2.5 million driver partners benefiting from it: greater efficiency, easier access to financial services, better earnings, and more.
GoTo Financial is part of the GoTo ecosystem, a unique combination of on-demand mobility services Gojek, e-commerce platform Tokopedia, and comprehensive fintech platform GoTo Financial. This massive and integrated ecosystem enables you to work on projects that impact the lives of millions, ranging from:
1- Bringing the unbanked into formal financial system by helping them open a digital bank account with GoPay-Jago
2- Providing seamless cashless payment method in GoPay and GoPayLater to merchants and consumers,
3- Giving consumers and merchants access to responsible lending, insurance and investment products,
4- Helping offline and online merchants reap the benefits of the digital economy through Midtrans payment gateway, webstore builder GoStore, keyboard app for online sellers Selly, and point-of-sales solutions MOKA and GoKasir,
5- Supporting food merchants in simplifying their operations with GoBiz and GoBiz Plus, to
6- Creating other use cases that empower consumers and merchants to manage all money-related matters.
So join our ride to bring the benefit of the digital economy to all. We’re just getting started!
Life at GoTo Financial
GoTo Financial consists of people with big dreams and the motivation and skills to make them real. We are doers and tinkerers who want to change the financial system as it is. A community of makers.
We make it happen
We have a bias for getting things done. We discuss, debate, and commit. When we see something broken that can be fixed, we fix it. We manage our risks, then take bold decisions.
We make it together
We put star teams above star players. We don’t shoot down ideas without considering them. We hold each other accountable, and trust everyone by default.
We make it last
We put long-term greatness before short-term gratification. We believe in sustainable and responsible growth. Everything we do is in service to our mission, and we never compromise on our integrity.