Introduction
Amartha, a leading micro‑finance platform dedicated to empowering entrepreneurs in Indonesia, is seeking enthusiastic and motivated individuals to join our field team as Business Partner – Staff Lapangan Majalengka Raya (Malausma). This position is a gateway for fresh talent and seasoned professionals alike to contribute directly to the financial inclusion mission by connecting underserved households with capital solutions that drive sustainable growth.
The role is based in the Majalengka region and involves daily field work, community engagement, and hands‑on support for borrowers throughout the loan lifecycle. Candidates who are proactive, possess strong interpersonal skills, and are comfortable working independently in a dynamic environment will thrive.
Responsibilities
- Identify and prospect new potential borrowers in the Majalengka area, presenting Amartha’s loan programs and encouraging enrollment.
- Conduct in‑depth household economic assessments, offering personalized guidance to help families understand budgeting, repayment capacity, and financial planning.
- Perform on‑site surveys and feasibility analyses of loan applications, ensuring compliance with Amartha’s underwriting standards, risk policies, and regulatory requirements.
- Prepare detailed reports and documentation for each client interaction, including photographs, income statements, and collateral evaluations.
- Manage the collection process by following up with borrowers, negotiating payment schedules, and coordinating with the central credit team to resolve delinquency issues.
- Collaborate with local partners, community leaders, and NGOs to expand outreach efforts and build trust within the target market.
- Provide continuous post‑disbursement support, monitoring business performance, and offering coaching on best practices for revenue growth.
- Participate in regular training sessions and knowledge‑sharing meetings to stay updated on product enhancements and market trends.
- Maintain a professional and ethical presence in the field, representing Amartha’s brand values of integrity, transparency, and empowerment.
Requirements
- Education: Minimum high school diploma (SMA/SMK) or equivalent.
- Age: 18–30 years (maximum 33 years acceptable for experienced candidates).
- Gender: Open to all genders; women are highly encouraged to apply.
- Transportation: Own motorbike or car is required for daily field visits.
- Integrity: Demonstrated honesty, attention to detail, and a strong ethical compass.
- Communication: Excellent verbal and written skills in Bahasa Indonesia; ability to convey complex financial concepts in simple terms.
- Resilience: Physical stamina and mental toughness to work outdoors, often in remote locations, and handle challenging conversations.
- Discipline: Punctuality and adherence to schedules, with a willingness to work Monday‑Friday, 08:00‑17:00.
- Experience: No prior experience required; however, any background in sales, community development, or micro‑finance is a plus.
- Technical Skills: Basic digital literacy, ability to use smartphones and tablets for data entry, and familiarity with simple analytical tools.
Benefits
- Competitive base salary starting from IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and quarterly bonus structures.
- Clear career progression path with opportunities to advance into team‑lead or supervisory roles.
- Permanent employment contract after successful probation period.
- Employee loan program with preferential rates for personal or business needs.
- Continuous learning initiatives, including workshops, e‑learning modules, and mentorship programs.
- Company‑provided mess (shared accommodation) near the work site to reduce commuting time.
- Health and wellness benefits, including medical insurance and periodic health check‑ups.
- Team building activities, field trips, and community service events that foster a supportive workplace culture.
About Company
Amartha was founded with a vision to bridge the financing gap for micro‑entrepreneurs across Indonesia. By leveraging technology, data‑driven risk assessment, and a deep understanding of local markets, Amartha connects investors with borrowers who lack access to traditional banking services. Our mission is to create inclusive economic growth, empower families, and stimulate regional development.
Operating in more than 30 districts, Amartha’s field teams are the heart of the organization—building relationships, delivering financial education, and ensuring that loan products are responsibly administered. Join us and be part of a purpose‑driven company that values innovation, community impact, and the professional development of every team member.
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