Introduction
We are seeking a dynamic and results‑driven Sales Officer – Channeling to join our growing team in Lubuk Sikaping, Pasaman. This pivotal role supports the Sales Head Channeling in driving loan financing solutions through a network of agents, merchants, and partner outlets. The successful candidate will be the front‑line ambassador of our brand, responsible for generating new business, nurturing existing relationships, and ensuring that every credit application is processed with precision and professionalism. If you thrive in a fast‑paced environment, possess strong sales acumen, and are eager to contribute to the financial inclusion of our community, we invite you to apply.
Responsibilities
- Execute the sales process as directed by the Sales Head Channeling, consistently meeting or exceeding monthly and quarterly targets.
- Identify, approach, and onboard new order sources, including AXI agents, durable‑goods merchants, and other Adira Finance channels, expanding the market footprint.
- Maintain and deepen relationships with existing partners by providing exceptional service, regular follow‑ups, and timely resolution of issues.
- Collect, verify, and input consumer credit applications, ensuring all documentation complies with regulatory standards and internal policies.
- Conduct thorough vehicle or asset assessments (taksasi) for financing proposals, obtaining necessary approvals from the Sales Head before final submission.
- Perform on‑site surveys of potential borrowers, capture detailed observations, and upload comprehensive reports into the company’s CRM system.
- Collaborate with the credit underwriting team to facilitate smooth loan approvals and disbursements.
- Monitor market trends, competitor activities, and emerging opportunities within the region to propose strategic adjustments.
- Prepare regular performance reports, highlighting sales metrics, pipeline status, and any challenges encountered.
- Adhere to company policies, ethical standards, and local regulatory requirements throughout all activities.
Requirements
- Minimum education: D3/D4 (Associate or Bachelor degree) in Business, Finance, or a related field.
- Maximum age: 30 years.
- Gender: Male (as stipulated by the client’s current hiring criteria).
- At least 1 year of proven experience in sales, preferably within financial services, automotive financing, or consumer durable channels.
- Strong sales orientation with a track record of meeting or surpassing targets.
- Excellent interpersonal and communication skills to build rapport with merchants, agents, and customers.
- Detail‑oriented approach to document verification, data entry, and credit assessment.
- Ability to conduct field surveys, assess assets, and generate clear, concise reports.
- Proficiency with standard office software (MS Office) and familiarity with CRM or loan management systems.
- Self‑motivated, resilient, and capable of working independently as well as part of a collaborative team.
- Flexibility to work Monday through Saturday, 08:00 – 16:00, with occasional travel to partner locations.
Benefits
- Competitive monthly salary with performance‑based incentives.
- Health insurance coverage for the employee.
- Transportation allowance or company‑provided vehicle for field visits.
- Professional development opportunities, including sales training and certification programs.
- Annual leave, sick leave, and public holiday entitlement in accordance with Indonesian labor law.
- Friendly, supportive work environment with a clear career progression path.
- Access to the company’s employee assistance program and wellness initiatives.
About Company
Adira Finance is a leading consumer financing institution in Indonesia, dedicated to providing accessible credit solutions for vehicle purchases, durable goods, and small‑business investments. With a robust network of agents, merchants, and digital channels, we empower individuals and businesses to achieve their aspirations while fostering responsible lending practices. Our commitment to innovation, integrity, and community development has positioned us as a trusted partner across the archipelago. Joining our team means becoming part of a forward‑thinking organization that values talent, promotes growth, and makes a tangible impact on the lives of our customers.
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