Introduction
We are seeking a dynamic Sales Officer – Banking (Area Sukabumi) to join our growing financial services team. This role focuses on promoting motor vehicle financing and refinancing solutions to both individual and corporate clients within the Sukabumi region. The successful candidate will act as a trusted advisor, building strong relationships with customers, dealers, and internal stakeholders while ensuring that every financing transaction meets our rigorous credit quality standards.
The position offers a full‑time schedule, Monday through Saturday, with working hours from 08:00 to 17:00. If you have a passion for sales, a solid understanding of credit analysis, and the drive to exceed targets in a competitive banking environment, we invite you to apply.
Responsibilities
- Identify and prospect potential borrowers for motor vehicle financing and refinancing products through both traditional and digital marketing channels.
- Conduct in‑depth credit assessments, including financial statement analysis, cash‑flow evaluation, and risk scoring, to determine borrower eligibility.
- Prepare and submit loan applications, ensuring all documentation complies with regulatory and internal policy requirements.
- Maintain ongoing communication with dealers, automotive partners, and other third‑party stakeholders to generate a steady pipeline of qualified leads.
- Negotiate loan terms, interest rates, and repayment schedules while aligning with the bank’s risk appetite and profitability goals.
- Monitor the performance of the loan portfolio, proactively managing delinquent accounts and collaborating with collection teams when necessary.
- Deliver regular sales reports, market intelligence, and performance metrics to senior management.
- Participate in community events and networking activities to enhance the bank’s brand visibility in the Sukabumi area.
- Stay up‑to‑date with industry trends, regulatory changes, and competitive offerings to continuously improve product positioning.
Requirements
- Minimum education: Diploma (D3) or Bachelor’s degree (D4) in Business, Finance, Economics, or a related field.
- Maximum age: 35 years.
- At least 1 year of proven experience in banking sales, vehicle financing, or related financial services.
- Strong analytical abilities, particularly in credit risk assessment and digital marketing analysis.
- Excellent communication and interpersonal skills; ability to build rapport with diverse stakeholders.
- Proficiency in using CRM systems, Microsoft Office suite, and basic data analytics tools.
- Self‑motivated, goal‑oriented, and capable of working independently as well as part of a collaborative team.
- All genders are welcome to apply.
Benefits
- Competitive base salary plus performance‑based commissions.
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with company matching contributions.
- Professional development programs, including sales training, credit analysis workshops, and certification subsidies.
- Generous paid time off and annual leave, plus additional holidays for local cultural events.
- Transportation allowance and fuel reimbursement for field visits.
- Employee assistance program offering counseling and financial planning services.
About Company
Our bank is a leading financial institution in Indonesia, recognized for its innovative lending solutions and strong commitment to customer service. With a nationwide network of branches and a robust digital platform, we empower individuals and businesses to achieve their financial goals. Our culture emphasizes integrity, teamwork, and continuous improvement, fostering an environment where talent can thrive and make a meaningful impact on the communities we serve.
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