Introduction
Amartha, a leading micro‑finance platform dedicated to empowering underserved communities in Indonesia, is seeking dynamic individuals to join its field team as Business Partner – Staff Lapangan Ciamis (covering the Kawali and Langensari areas). This role offers a unique opportunity to work directly with rural households, helping them access affordable financing and improve their economic well‑being. The position is based in Ciamis, West Java, and candidates must be willing to travel throughout the region and, when required, to other Amartha branches across the country.
Responsibilities
- Identify and prospect new potential borrowers by conducting door‑to‑door outreach, community events, and referrals.
- Provide on‑site economic counseling and financial literacy coaching to household heads, ensuring they understand loan terms and repayment schedules.
- Gather, verify, and document applicant information through surveys and interviews, adhering strictly to Amartha’s data‑collection standards.
- Perform feasibility and credit‑worthiness analyses of loan applications, evaluating income streams, collateral, and repayment capacity in line with internal risk policies.
- Prepare concise recommendation reports for the financing committee, highlighting key risk factors and growth potential.
- Accompany weekly member meetings, facilitate group discussions, and monitor the disbursement and utilization of funds.
- Maintain accurate field reports, update the CRM system daily, and flag any irregularities or signs of fraud promptly.
- Collaborate with local partners, village officials, and other NGOs to foster a supportive ecosystem for borrowers.
- Participate in regular training sessions, share best practices with peers, and contribute to continuous improvement of field processes.
Requirements
- Minimum education: SMA/SMK or equivalent; D3/S1 graduates are highly preferred.
- Age: up to 33 years old.
- Open to all genders.
- Own a reliable two‑wheel vehicle (motorcycle) for daily field travel.
- Excellent verbal and written communication skills in Bahasa Indonesia; local dialects are a plus.
- Strong analytical mindset with the ability to assess credit applications and household economics.
- High integrity – no prior involvement in fraud or unethical practices.
- Willingness to work in the field from Monday to Friday, 08:00 – 19:00, and to relocate to any Amartha branch as business needs dictate.
- Fresh graduates are welcome; however, candidates with prior field or micro‑finance experience are highly valued.
- Demonstrated ability to build trust, negotiate effectively, and solve problems quickly.
Benefits
- Competitive monthly base salary exceeding IDR 3,500,000.
- Performance‑based appreciation bonuses and quarterly incentives.
- Company‑provided employee mess (housing) to reduce commuting costs.
- Annual THR (religious holiday allowance) in accordance with Indonesian labor law.
- Clear career progression path with opportunities for promotion to senior field or supervisory roles.
- Special gifts and financial support for employees upon marriage or childbirth.
- Comprehensive health insurance coverage for you and your immediate family.
- Regular professional development workshops, certifications, and mentorship programs.
- Team outings, recognition events, and a collaborative workplace culture.
About Company
Founded in 2010, Amartha has become a trusted name in Indonesia’s micro‑finance sector, leveraging technology to connect impact investors with micro‑entrepreneurs in remote villages. The organization’s mission is to create inclusive financial ecosystems that enable millions of low‑income families to grow their businesses, secure stable incomes, and break the cycle of poverty. By joining Amartha’s field team, you become part of a purpose‑driven community that values transparency, innovation, and social impact.
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