Introduction
Amartha, a leading micro‑finance institution in Indonesia, is expanding its outreach in the Pekanbaru region, specifically in the Binawidya, Tandun, and Tapung areas. We are seeking a dynamic and motivated individual to join our team as a Partner Bisnis Area Pekanbaru 2. This role is pivotal in driving financial inclusion by identifying new borrowers, supporting household economic activities, and ensuring the smooth processing of loan applications.
Responsibilities
- Identify and prospect potential new clients for Amartha’s micro‑finance programs, focusing on underserved households and small entrepreneurs.
- Conduct on‑site economic assessments and provide personalized coaching to members, helping them improve financial literacy and manage cash flow.
- Perform detailed surveys and feasibility analyses of loan applications, ensuring compliance with Amartha’s internal policies, risk‑assessment frameworks, and regulatory standards.
- Prepare and present well‑structured recommendations to the financing committee, highlighting risk factors, repayment capacity, and social impact.
- Accompany members to weekly meetings, monitor repayment behavior, and facilitate smooth transaction processing.
- Maintain accurate field reports, update the customer relationship management (CRM) system, and provide feedback to product development teams.
- Collaborate with local partners, community leaders, and government agencies to build trust and expand Amartha’s network.
- Participate in regular training sessions to stay current on new financial products, digital tools, and best practices in micro‑finance.
Requirements
- Education: Minimum high school diploma (SMA/SMK) – candidates with a bachelor’s degree (S1) are preferred.
- Age: Maximum 28 years old (the broader posting allows up to 35 years, but priority is given to younger candidates).
- Gender: Open to all genders.
- Transportation: Must own a two‑wheel vehicle (motorcycle) for field visits.
- Willingness to work in the field across multiple Amartha branches.
- Strong communication skills, both verbal and written, with the ability to build rapport with diverse stakeholders.
- Fresh graduates are welcome, though prior experience in sales, community outreach, or micro‑finance is a plus.
- Demonstrated problem‑solving ability, attention to detail, and a proactive, results‑oriented mindset.
Benefits
- Competitive base salary plus performance‑based incentives.
- Clear career progression path with opportunities for promotion to senior field officer or regional manager roles.
- Weekend (Saturday & Sunday) off, providing a healthy work‑life balance.
- Company‑provided vehicle allowance or use of a company vehicle for field activities.
- Company‑provided accommodation (mess) for candidates relocating to the area.
- Comprehensive training program, mentorship, and access to Amartha’s digital tools.
- Health insurance and other statutory benefits in accordance with Indonesian labor law.
About Company
Founded in 2010, Amartha has become a trusted name in Indonesia’s micro‑finance sector, delivering small loans to entrepreneurs and families who lack access to traditional banking services. By leveraging technology and a strong community‑driven approach, Amartha empowers millions to build sustainable livelihoods, increase household incomes, and contribute to regional economic growth. Our mission is to create a more inclusive financial ecosystem, and we achieve this through a blend of innovative financing solutions, rigorous risk management, and deep local partnerships.
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