Introduction
Amartha, a leading micro‑finance platform in Indonesia, is seeking a dynamic Business Partner – Staff Lapangan to join our growing team in the Bogor (Parung) area. This front‑line position focuses on expanding our borrower network, providing economic support to households, and ensuring the smooth execution of loan processes. The role offers a competitive salary, performance incentives, and a clear pathway toward leadership positions.
Responsibilities
- Identify and engage potential borrowers, presenting Amartha’s capital‑access programs and guiding them through the application journey.
- Conduct in‑field economic assessments for existing members, offering tailored financial counseling and monitoring household cash‑flow health.
- Perform detailed feasibility surveys and credit‑worthiness analyses, adhering strictly to Amartha’s underwriting policies, risk‑assessment frameworks, and documentation standards.
- Coordinate and execute the collection process, maintaining respectful communication with borrowers while achieving timely repayment rates.
- Maintain accurate field reports, update the CRM system daily, and provide actionable insights to the regional manager on market trends and borrower behavior.
- Collaborate with local community leaders and partner organizations to build trust, improve financial literacy, and foster a supportive ecosystem for small‑scale entrepreneurs.
- Participate in regular training sessions, staying current on digital lending tools, regulatory changes, and best practices in micro‑finance.
Requirements
- Minimum education: SMA/SMK or equivalent; higher education in business, economics, or related fields is a plus.
- Age: 18–30 years (maximum 33 years as per company policy).
- All genders are welcome; female candidates are especially encouraged.
- Own reliable transportation (motorcycle or car) to travel throughout the Parung district.
- Strong integrity, honesty, attention to detail, and a disciplined work ethic.
- Excellent interpersonal and communication skills, with the ability to build rapport quickly.
- Resilience and adaptability to work outdoors daily, often in varying weather conditions.
- Basic digital literacy—comfort with mobile apps, spreadsheets, and data entry.
- Prior experience in sales, field marketing, or micro‑finance is advantageous but not mandatory.
Benefits
- Base salary starting from IDR 3.5 million per month, plus performance‑based incentives.
- Annual religious holiday allowance (THR) and quarterly bonuses.
- Clear career progression to supervisory and leader roles based on performance.
- Transition to permanent (full‑time) employment after the probation period.
- Employee loan program with favorable terms to support personal financial needs.
- Continuous learning initiatives, including workshops, certification courses, and mentorship.
- Company‑provided housing (mess) for employees relocating to the work area.
- Health insurance, transportation allowance, and regular team‑building activities.
About Company
Founded in 2010, Amartha is a technology‑driven micro‑finance institution that connects socially‑responsible investors with underserved micro‑entrepreneurs across Indonesia. By leveraging data analytics and mobile platforms, Amartha delivers affordable capital to women‑owned businesses, small farms, and informal traders, fostering inclusive economic growth. The company prides itself on a mission‑centric culture, where every employee contributes to uplifting communities and driving sustainable development.
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