Introduction
Amartha, a leading micro‑finance platform dedicated to empowering small‑scale entrepreneurs across Indonesia, is seeking enthusiastic and driven individuals to join our field team in Purwakarta (Point Maniis). The role of Business Partner – Staff Lapangan is a frontline position that plays a pivotal part in expanding our lending network, supporting household economies, and ensuring the seamless execution of our loan programs. This full‑time position offers a structured work schedule from Monday to Friday, 08:00–17:00, with the possibility of career advancement into leadership positions.
Responsibilities
- Identify and engage potential new borrowers by conducting outreach in local communities, markets, and villages to promote Amartha’s capital‑raising programs.
- Provide hands‑on economic counseling to member households, helping them develop sustainable income‑generating activities and improve financial literacy.
- Conduct thorough field surveys and feasibility analyses of loan applications, ensuring each proposal complies with Amartha’s underwriting policies, risk‑assessment criteria, and documentation standards.
- Coordinate the collection of repayments, following up with borrowers in a respectful yet firm manner to maintain portfolio health and minimize delinquency.
- Maintain accurate field reports, daily activity logs, and digital records using Amartha’s CRM tools, feeding data back to the central office for strategic planning.
- Collaborate with local community leaders, partner NGOs, and government agencies to strengthen trust and facilitate smoother loan disbursement processes.
- Participate in regular training sessions and workshops to stay updated on product offerings, regulatory changes, and best practices in micro‑finance.
Requirements
- Minimum education: Senior High School (SMA/SMK) or equivalent.
- Age range: 18–30 years (maximum 33 years for special cases).
- Both male and female candidates are welcome; female applicants are especially encouraged.
- Own reliable personal transportation (motorcycle or car) to travel across the assigned field area.
- Strong personal integrity, honesty, meticulous attention to detail, and a disciplined work ethic.
- Excellent communication skills in Bahasa Indonesia; ability to build rapport with diverse community members.
- Resilience and toughness to work daily in field conditions, often requiring travel to remote locations.
- Open to candidates with or without prior experience in sales, field operations, or micro‑finance; a willingness to learn is essential.
- Basic digital proficiency for data entry and use of mobile applications during surveys.
Benefits
- Competitive starting salary of IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and bonus structures tied to team targets.
- Clear career progression path with opportunities to become a team leader or regional supervisor.
- Permanent employment status after the probation period, with full social security benefits.
- Employee loan program offering preferential rates for personal development or emergencies.
- Continuous learning programs, including workshops, certifications, and mentorship.
- Company‑provided mess (on‑site accommodation) to ensure convenient and safe living conditions for field staff.
- Health insurance, transport allowance, and regular team‑building events.
About Company
Founded in 2010, Amartha has become a trusted name in Indonesia’s micro‑finance ecosystem, connecting impact‑driven investors with millions of underserved micro‑entrepreneurs. By leveraging technology and a deep understanding of local markets, Amartha delivers affordable capital, financial education, and mentorship to help families break the cycle of poverty. Our mission is to create inclusive economic opportunities that foster sustainable growth for individuals and communities alike. Joining Amartha means becoming part of a purpose‑driven organization that values integrity, innovation, and social impact.
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