Introduction
Adira Finance, a leading provider of consumer financing solutions in Indonesia, is seeking a dynamic Sales Officer to join our growing team in Pemalang, Jawa Tengah. This role is pivotal in driving the company’s market presence by promoting our suite of financial products to both existing and prospective customers. The ideal candidate will be a proactive, results‑oriented professional with strong communication skills, a keen eye for detail, and a genuine passion for helping customers achieve their financial goals.
Responsibilities
- Actively market and sell Adira Finance’s product portfolio—including vehicle loans, personal financing, and other consumer credit solutions—to existing and new customers.
- Identify and cultivate relationships with channel distribution partners, dealers, and retail outlets to generate high‑quality leads.
- Collect and input initial customer data, conduct thorough verification, and assemble complete documentation required for credit applications.
- Monitor the end‑to‑end progress of each credit application, providing timely updates and ensuring compliance with internal policies and regulatory standards.
- Communicate credit decisions clearly to dealers and customers, explaining approval conditions, repayment schedules, and any additional requirements.
- Educate customers on payment due dates, authorized payment locations, and other essential information to facilitate smooth loan servicing.
- Maintain accurate records of all interactions, proposals, and transactions in the CRM system to support reporting and performance analysis.
- Collaborate with the underwriting and risk management teams to resolve any issues that may arise during the credit approval process.
- Participate in regular sales meetings, training sessions, and performance reviews to continuously improve product knowledge and sales techniques.
- Represent Adira Finance at local events, exhibitions, and community gatherings to enhance brand visibility and build a pipeline of future customers.
Requirements
- Minimum education: D3/D4 (any field of study).
- Age: 30 years old or younger.
- Gender: Male.
- At least 1 year of experience in a similar sales or financial services role; fresh graduates with strong internships are also encouraged to apply.
- Proven ability to manage B2C sales cycles, negotiate effectively, and close deals.
- Excellent interpersonal and communication skills, with a focus on building trust and rapport with customers.
- High level of integrity, diligence, attention to detail, and honesty.
- Own a reliable personal vehicle and hold a valid SIM A/C (Active).
- Strong organizational skills and the ability to work independently while meeting weekly and monthly targets.
- Familiarity with financial products, credit assessment processes, and basic regulatory compliance is a plus.
Benefits
- Competitive base salary with performance‑based commissions and bonuses.
- Comprehensive health insurance covering medical, dental, and vision care.
- Company‑sponsored transportation allowance or fuel reimbursement.
- Professional development programs, including sales training, product certifications, and leadership workshops.
- Paid annual leave, public holiday pay, and additional sick leave.
- Opportunities for career advancement within a fast‑growing financial institution.
- Employee assistance program and wellness initiatives to support work‑life balance.
About Company
Adira Finance is a subsidiary of PT Bank Rakyat Indonesia (Persero) Tbk and has been delivering innovative financing solutions to millions of Indonesians for over two decades. With a strong focus on customer-centric services, the company offers a wide range of products including vehicle financing, consumer loans, and micro‑credit. Our mission is to empower individuals and families to realize their aspirations through accessible, transparent, and responsible financial products. As part of our commitment to regional growth, we continuously expand our presence across Java, Sumatra, and beyond, fostering local partnerships and contributing to the economic development of the communities we serve.
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