Introduction
PT Bank Rakyat Indonesia (BRI) Life is a leading provider of life insurance solutions in Indonesia, serving a diverse client base across the archipelago. We are seeking dynamic, motivated individuals to join our team as Financial Advisor Bancassurance (BFA) for the entire Indonesia region. This role offers a unique opportunity to combine financial expertise with a passion for helping individuals secure their future, while leveraging BRI’s extensive network and brand reputation.
Responsibilities
- Obtain, maintain, and renew all required agency licenses and certifications in accordance with Indonesian law and regulations set by the relevant supervisory authorities.
- Promote, market, and close sales of BRI Life insurance products—including life, health, education, and pension plans—ensuring compliance with product guidelines and underwriting criteria.
- Adhere strictly to national legislation, the code of ethics of the Indonesian Life Insurance Association (AAJI), and BRI Life’s internal policies, both written and verbal, at all times.
- Achieve monthly and quarterly sales targets for productivity and revenue, while maintaining high-quality service standards.
- Uphold BRI Life’s business ethics and agency conduct standards, demonstrating professionalism consistent with industry best practices.
- Manage the issuance of policy documents, maintain accurate filing of policy receipt acknowledgments, and ensure all sales documentation is complete and securely stored.
- Provide clear, accurate information to prospective and existing policyholders, explaining product features, benefits, terms, and conditions.
- Conduct thorough review of insurance applications, verify the authenticity of data submitted by applicants, and personally witness the signing of application forms.
- Assess client needs and match appropriate insurance solutions, supporting the company’s obligation to deliver suitable products that align with the financial goals of policyholders and beneficiaries.
- Collaborate with colleagues and supervisors to maintain a disciplined, harmonious work environment, contributing to team cohesion and operational efficiency.
- Participate in continuous learning programs, product training sessions, and industry seminars to stay current with regulatory changes and market trends.
Requirements
- Minimum education: High School Diploma (SMA/SMK) or equivalent.
- Maximum age: 35 years.
- Open to all genders.
- No prior experience required; fresh graduates and career changers are encouraged to apply.
- Strong analytical skills and ability to interpret customer data and financial needs.
- Basic understanding of life, health, education, and pension insurance concepts.
- Excellent verbal communication and public speaking abilities.
- Proficiency in data management and record‑keeping.
- Knowledge of insurance law, risk assessment, and ethical standards.
- High level of personal integrity, self‑motivation, and a customer‑centric mindset.
- Ability to work independently while contributing positively to a team environment.
- Willingness to work Monday‑Friday, 08:00‑17:00, with occasional field visits to client locations.
Benefits
- Competitive base salary with performance‑based commissions and bonuses.
- Comprehensive health and life insurance coverage for employees and eligible dependents.
- Professional development programs, including certification support, sales workshops, and leadership training.
- Opportunities for career advancement within BRI Life’s nationwide network.
- Generous annual leave, sick leave, and public holiday entitlements.
- Employee assistance program (EAP) offering financial counseling and wellness resources.
- Access to BRI’s digital tools and CRM platforms to streamline client management.
- Transportation allowance or company‑provided vehicle for field activities, depending on regional assignment.
- Recognition awards for top performers and milestones achieved.
About Company
PT Bank Rakyat Indonesia (Persero) Tbk, commonly known as BRI, is the largest bank in Indonesia by assets and a cornerstone of the nation’s financial system. BRI Life, the insurance subsidiary, leverages the bank’s extensive branch network and trusted brand to deliver a full suite of life‑insurance solutions to individuals, families, and small‑medium enterprises. With a commitment to innovation, financial inclusion, and responsible underwriting, BRI Life has consistently been recognized for its market leadership and strong corporate governance.
Our culture emphasizes integrity, teamwork, and continuous improvement. We invest heavily in technology and talent to ensure that our advisors can provide personalized, data‑driven recommendations that meet the evolving needs of Indonesia’s diverse population. Joining BRI Life means becoming part of a forward‑thinking organization that values both professional growth and social impact.
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