Introduction
Amartha, a leading micro‑finance platform dedicated to empowering underserved households across Indonesia, is seeking enthusiastic and driven individuals to join our field team as Business Partner – All Regions (Lahat). This role is pivotal in expanding Amartha’s reach, fostering financial inclusion, and supporting the economic growth of families in both urban and rural communities.
Responsibilities
- Identify and engage potential new borrowers, guiding them through Amartha’s program enrollment process.
- Provide on‑site economic counseling and continuous support to existing members, helping households manage cash flow, budgeting, and repayment plans.
- Conduct thorough field surveys and feasibility analyses of loan applications, ensuring compliance with internal credit policies, risk‑assessment frameworks, and regulatory standards.
- Prepare detailed recommendation reports for the Credit Committee, highlighting borrower creditworthiness, collateral considerations, and repayment capacity.
- Facilitate weekly member meetings, monitor transaction activities, and resolve any service‑related issues promptly.
- Maintain accurate field records, update the CRM system, and submit timely reports to regional supervisors.
- Collaborate with cross‑functional teams—including product, risk, and operations—to refine outreach strategies and improve service delivery.
- Represent Amartha at community events, local fairs, and partner gatherings to strengthen brand awareness and build lasting relationships.
Requirements
- Minimum education: Senior High School (SMA/SMK) or equivalent; a bachelor’s degree (S1) is preferred.
- Age: 35 years old or younger.
- All genders are welcome to apply.
- Possession of a reliable two‑wheel vehicle (motorcycle) for daily field travel.
- Willingness to work in the field across any Amartha branch location, including remote areas.
- Strong interpersonal and communication skills; ability to build trust with diverse community members.
- Flexibility to stay in provided mess accommodations during assignment periods.
- Fresh graduates are encouraged to apply, as well as candidates with relevant experience in sales, customer relations, or micro‑finance.
- Demonstrated analytical ability to assess loan eligibility and conduct risk‑based evaluations.
Benefits
- Competitive base salary plus performance‑based incentives.
- Clear career progression path within Amartha’s growing organization.
- Weekly work schedule: Monday – Friday, 08:00 – 17:00; weekends off.
- Company‑provided motorcycle for field duties.
- Free mess accommodation during assignments, reducing living‑cost burdens.
- Comprehensive training on micro‑finance products, credit analysis, and community engagement.
- Health and social security coverage in accordance with Indonesian labor regulations.
About Amartha
Founded in 2010, Amartha has become Indonesia’s premier peer‑to‑peer lending platform, connecting impact‑oriented investors with micro‑entrepreneurs who lack access to traditional banking services. By leveraging technology, data‑driven risk models, and a deep understanding of local markets, Amartha facilitates sustainable credit solutions that lift families out of poverty. Our mission is to create a more inclusive financial ecosystem, and our field partners are the frontline ambassadors who turn this vision into reality. Joining Amartha means becoming part of a purpose‑driven team that values innovation, community impact, and personal growth.
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