Introduction
We are seeking a dynamic and motivated Credit Marketing Officer to join our growing team in the Tenggarong area. This role is a vital bridge between our financial products and prospective borrowers, ensuring that our financing solutions reach the right customers while maintaining rigorous credit standards. If you are a proactive individual with a keen eye for detail, strong communication skills, and a passion for helping people achieve their financial goals, we invite you to apply.
Responsibilities
- Promote financing products: Actively market our range of credit and loan offerings to individuals and small businesses, explaining features, benefits, and eligibility criteria.
- Credit analysis: Conduct thorough credit assessments using both quantitative data (financial statements, credit scores) and qualitative factors (employment stability, market conditions).
- Field surveys: Visit prospective borrowers at their homes or business locations to verify information, assess collateral, and gather contextual insights.
- Document collection and verification: Assemble, review, and validate all required documentation for loan applications, ensuring compliance with internal policies and regulatory standards.
- Maintain credit quality: Monitor the performance of approved loans, identify early warning signs of delinquency, and recommend corrective actions to protect the portfolio.
- Customer relationship management: Build and nurture long‑term relationships with clients, providing ongoing support and answering queries throughout the loan lifecycle.
- Collaboration with internal teams: Work closely with underwriting, risk management, and sales departments to streamline processes and improve approval turnaround times.
- Reporting: Prepare regular reports on sales activity, credit risk metrics, and market trends for senior management.
Requirements
- Minimum education: High School Diploma (SMA/SMK) or equivalent.
- Maximum age: 35 years.
- Gender: Male (as per current posting requirements).
- No prior experience required; fresh graduates with strong analytical aptitude are encouraged to apply.
- Key skills: rapid adaptation, effective communication, basic numeracy, and a customer‑focused mindset.
- Ability to work independently and as part of a team, managing a full schedule of client visits from Monday to Saturday (08:00‑17:00).
- Proficiency with basic office software (MS Office) and willingness to learn our internal credit assessment tools.
Benefits
- Competitive base salary with performance‑based incentives.
- Comprehensive health insurance covering medical, dental, and vision.
- Paid annual leave and statutory holidays.
- Professional development opportunities, including training in credit analysis and sales techniques.
- Transportation allowance or company‑provided vehicle for field visits.
- Supportive work environment that values integrity, teamwork, and continuous improvement.
About Company
Our organization is a leading financial services provider in the region, dedicated to delivering innovative credit solutions to individuals and micro‑enterprises. With a strong commitment to responsible lending, we combine deep market insight with cutting‑edge technology to offer tailored financing options that drive economic growth. Our culture emphasizes ethical conduct, customer empowerment, and employee development, making us an employer of choice for ambitious professionals seeking a rewarding career in the finance sector.
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