Introduction
Amartha, a leading micro‑finance institution in Indonesia, is expanding its outreach in the Kerinci region. We are seeking a motivated Business Partner who will act as the bridge between the community and our innovative lending programs. This role is pivotal for driving financial inclusion, empowering households, and fostering sustainable economic growth in rural areas.
Responsibilities
- Identify and engage potential new borrowers, presenting Amartha’s financing solutions and encouraging enrollment in our programs.
- Provide ongoing economic coaching to member households, helping them manage budgets, improve cash flow, and achieve their financial goals.
- Conduct field surveys and perform detailed feasibility analyses of loan applications, ensuring compliance with Amartha’s underwriting policies, risk guidelines, and regulatory standards.
- Prepare comprehensive recommendation reports for the credit committee, highlighting risk assessments, repayment capacity, and proposed loan structures.
- Accompany members to weekly meetings, monitor loan disbursements, and track repayment performance to guarantee timely collections.
- Collaborate with local partners, community leaders, and government agencies to strengthen outreach and build trust within the Kerangka community.
- Maintain accurate records of client interactions, field observations, and performance metrics using Amartha’s CRM system.
- Participate in continuous training sessions to stay current on financial products, digital tools, and best practices in micro‑finance.
Requirements
- Minimum education: High School (SMA/SMK) – candidates with a Bachelor’s degree (S1) are strongly preferred.
- Age limit: 28 years (maximum 35 years for broader consideration).
- Open to all genders.
- Possession of a two‑wheel vehicle (motorcycle) for field mobility.
- Willingness to work on‑site across multiple Amartha branches in the Kerinci area.
- Excellent communication and interpersonal skills; ability to build rapport with diverse community members.
- Strong analytical mindset for assessing loan feasibility and risk.
- Self‑motivated, resilient, and comfortable working independently in rural environments.
- Fresh graduates are welcome, as are candidates with prior experience in sales, customer relationship management, or micro‑finance.
- Demonstrated commitment to ethical conduct and the mission of financial inclusion.
Benefits
- Competitive base salary plus performance‑based incentives.
- Clear career progression pathways within Amartha’s growing network.
- Weekends off – Saturdays and Sundays are non‑working days.
- Vehicle allowance to support field activities.
- Company‑provided accommodation (mess) for eligible candidates.
- Standard working hours: Monday‑Friday, 08:00 – 17:00.
- Access to continuous learning programs, leadership workshops, and certification courses.
- Health and safety support, including insurance coverage for field staff.
About Company
Amartha has been a catalyst for change in Indonesia’s micro‑finance sector since its founding. With a mission to empower low‑income entrepreneurs, we leverage technology, data‑driven underwriting, and community partnerships to deliver affordable credit to underserved populations. Our presence in Kerinci aligns with the company’s strategic goal of deepening impact in high‑potential agrarian regions, where smallholder farmers and family‑run businesses can benefit from tailored financing solutions. By joining Amartha, you become part of a purpose‑driven organization that values integrity, innovation, and inclusive growth.
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