Introduction
Amartha, a leading fintech platform dedicated to expanding financial inclusion for micro‑entrepreneurs across Indonesia, is seeking energetic and motivated individuals to join our field team as Business Partner (Staff Lapangan) for the Bogor – Point Ciseeng area. This role serves as the front‑line liaison between Amartha and prospective borrowers, helping to identify, educate, and support new members of our loan program. The position offers a dynamic blend of community outreach, financial analysis, and hands‑on client support, making it an ideal opportunity for candidates who thrive in a fast‑moving, impact‑driven environment.
Responsibilities
- Prospect and engage potential borrowers, presenting Amartha’s micro‑loan products and guiding them through the application process.
- Conduct in‑depth household economic assessments, providing tailored financial counseling to improve borrowers’ income stability and repayment capacity.
- Perform field surveys and feasibility analyses of loan applications, ensuring compliance with internal risk‑assessment frameworks and regulatory policies.
- Coordinate the collection of repayments, maintain accurate records of payment status, and follow up with delinquent accounts in a respectful yet firm manner.
- Prepare daily and weekly activity reports, highlighting key performance indicators such as new leads, approved loans, and collection rates.
- Collaborate with the underwriting and credit teams to streamline the approval workflow and address any documentation gaps.
- Organize community workshops and financial literacy sessions to strengthen the overall economic resilience of the neighborhoods served.
- Maintain a professional appearance and adhere to Amartha’s code of conduct while representing the brand in the field.
Requirements
- Minimum education: SMA/SMK or equivalent; higher education is a plus.
- Age between 18 and 30 years (maximum 33 years for senior candidates).
- All genders are welcome; female candidates are especially encouraged.
- Own a reliable motorbike or car to travel across the assigned territory.
- Demonstrated integrity, honesty, attention to detail, and strong communication skills.
- Resilient, disciplined, and capable of working independently in the field every day.
- Basic proficiency in digital tools for data entry and reporting; familiarity with financial analysis is advantageous.
- Either fresh graduates or candidates with prior experience in sales, community development, or micro‑finance are welcome.
- Soft skills: problem‑solving, time management, empathy, and the ability to build trust quickly with diverse communities.
Benefits
- Competitive base salary starting at IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and periodic bonus schemes.
- Clear career pathway with opportunities to advance to team leader or regional supervisor roles.
- Permanent employment status after the probationary period.
- Employee loan program with preferential rates to support personal financial needs.
- Continuous learning programs, including workshops on financial literacy, sales techniques, and digital tools.
- Company‑provided mess (on‑site accommodation) for convenient living close to the work area.
- Health insurance coverage and access to wellness initiatives.
- Team building events, recognition awards, and a supportive work culture focused on social impact.
About Company
Founded in 2010, Amartha has grown into one of Indonesia’s most trusted peer‑to‑peer micro‑finance platforms, connecting thousands of small‑scale entrepreneurs with the capital they need to expand their businesses. Our mission is to democratize access to credit, especially for underserved women and rural communities, by leveraging technology, data‑driven risk assessment, and a deep commitment to social responsibility. With a strong presence across major provinces, Amartha continues to innovate in digital lending while maintaining a human‑centered approach that empowers borrowers and creates sustainable economic growth.
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