Introduction
Ende (BNT) is a fast‑growing financial services provider specializing in consumer financing solutions across Indonesia. We partner with a wide network of merchants, dealers, and agents to deliver affordable credit options for durable goods. To strengthen our sales force, we are looking for a dynamic Sales Officer (CMO) who will work closely with the Sales Head – Channeling to drive revenue, nurture partner relationships, and ensure seamless credit processing for our customers.
This role is ideal for a motivated individual with a solid foundation in sales, a keen understanding of credit applications, and a passion for delivering exceptional customer experiences. The successful candidate will play a pivotal part in expanding our market reach, meeting sales targets, and upholding the high standards of service that define Ende (BNT).
Responsibilities
- Execute the sales process according to the directives of the Sales Head – Channeling, ensuring that monthly and quarterly targets are consistently achieved.
- Identify, acquire, and cultivate new order sources by building strong relationships with AXI agents, retail stores, durable‑goods merchants, and other Adira Finance channels.
- Conduct thorough credit assessments for consumer applications, verifying the authenticity and completeness of all required documentation, and accurately entering initial data into the system.
- Facilitate financing transactions for eligible units, securing approval from the Sales Head – Channeling and coordinating with back‑office teams for smooth disbursement.
- Perform on‑site surveys of prospective borrowers, gather relevant information, and upload detailed survey reports into the company’s application platform while adhering to regulatory and internal policies.
- Maintain up‑to‑date knowledge of product offerings, pricing structures, and promotional campaigns to effectively communicate value propositions to partners and end‑customers.
- Collaborate with marketing and product teams to provide market feedback, suggest improvements, and participate in the development of new financing solutions.
- Prepare regular performance reports, track key sales metrics, and present insights to senior management for strategic decision‑making.
- Uphold the company’s compliance standards by ensuring all sales activities meet legal, ethical, and operational guidelines.
- Participate in continuous training programs to enhance product knowledge, sales techniques, and customer service excellence.
Requirements
- Minimum education: D3/D4 (Associate or Bachelor’s degree) in Business, Finance, Marketing, or a related field.
- Age: Up to 33 years old.
- Gender: Open to all genders.
- At least 1 year of proven experience in sales, preferably within the consumer finance or automotive financing industry.
- Strong orientation toward achieving sales targets and a demonstrated ability to close deals.
- Excellent communication and interpersonal skills for building and maintaining partner relationships.
- Detail‑oriented with the ability to verify documents, input data accurately, and follow compliance procedures.
- Proficiency in using CRM systems, Microsoft Office, and basic data entry tools.
- Self‑motivated, able to work independently as well as part of a collaborative team.
- Flexibility to work Monday through Saturday, 08:00 – 16:00, with occasional field visits to partner locations.
Benefits
- Competitive base salary with performance‑based incentives and commission structures.
- Comprehensive health insurance covering medical, dental, and vision for employees and eligible dependents.
- Professional development opportunities, including sales training, certification programs, and mentorship.
- Paid annual leave, public holidays, and additional leave days for personal emergencies.
- Transportation allowance or company‑provided vehicle for field activities.
- Employee recognition programs and quarterly awards for top performers.
- Access to a modern office environment with ergonomic workstations and a collaborative culture.
- Retirement savings plan (DPF) with employer contributions.
- Opportunity to grow within a fast‑expanding financial services organization.
About Company
Ende (BNT) operates under the umbrella of Adira Finance, a leading provider of consumer credit solutions in Indonesia. With a strong focus on digital transformation and customer‑centric financing, we serve thousands of borrowers each year, enabling them to acquire essential durable goods such as appliances, electronics, and vehicles.
Our mission is to make financing simple, transparent, and accessible to all segments of society. By leveraging advanced risk‑assessment tools and a robust partner network, we strive to deliver fast approval times, competitive rates, and an exceptional service experience. Our core values—integrity, innovation, and teamwork—guide every decision, ensuring we maintain the trust of our customers, partners, and stakeholders.
As we continue to expand our footprint across the region, we are committed to fostering a supportive work environment where talent can thrive, ideas are welcomed, and career growth is encouraged. Joining Ende (BNT) means becoming part of a forward‑thinking team that is shaping the future of consumer finance in Indonesia.
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