Introduction
Amartha, a leading micro‑finance platform dedicated to empowering underserved entrepreneurs across Indonesia, is seeking enthusiastic and driven individuals for the position of Business Partner – Staff Lapangan (Field Staff) – Indramayu Point Anjatan. This full‑time role is based in the vibrant Indramayu region, where you will be the front‑line ambassador connecting local households with Amartha’s capital‑granting programs. The ideal candidate will combine a community‑focused mindset with strong analytical abilities to help expand our network of borrowers.
Responsibilities
- Identify and engage potential new borrowers by conducting outreach activities, community events, and door‑to‑door visits to promote Amartha’s loan programs.
- Provide personalized economic counseling and ongoing support to existing client households, ensuring they understand loan terms and can manage repayments effectively.
- Conduct thorough field surveys and feasibility analyses of loan applications, evaluating creditworthiness against Amartha’s internal policies, risk criteria, and regulatory guidelines.
- Prepare detailed reports and documentation for each prospect, including income verification, business plans, and collateral assessments.
- Coordinate and execute the collection process, following up with borrowers on due dates, negotiating repayment schedules when necessary, and maintaining accurate payment records.
- Collaborate closely with the regional operations team, sharing market insights, feedback from borrowers, and suggestions for product improvements.
- Maintain a clean and organized mess (employee housing) environment, respecting communal living standards and fostering a professional atmosphere.
- Participate in regular training sessions, webinars, and skill‑development workshops to stay current on micro‑finance best practices and digital tools.
- Represent Amartha at local community meetings, government forums, and partner events to strengthen brand visibility and build strategic relationships.
Requirements
- Minimum education: SMA/SMK or equivalent; higher education is a plus.
- Age between 18‑30 years (maximum 33 years as per company policy).
- Open to all genders; female candidates are given preference.
- Possession of a personal motorbike or vehicle for daily field travel.
- Strong integrity, honesty, and a detail‑oriented work ethic.
- Excellent communication skills, both verbal and written, with the ability to build trust in diverse community settings.
- Resilience and discipline to work independently on the field from Monday to Friday, 08:00‑17:00.
- Basic digital literacy—comfortable using smartphones, mobile apps, and data entry platforms for loan processing.
- No prior experience required; however, experience in sales, community development, or micro‑finance is advantageous.
Benefits
- Competitive starting salary of IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and additional performance bonuses.
- Clear career progression pathway toward supervisory and leadership positions.
- Transition to permanent employment after a probationary period.
- Employee loan program with preferential interest rates.
- Continuous learning opportunities through internal training, mentorship, and external workshops.
- Company‑provided mess accommodation to ensure convenient and safe living conditions.
- Health insurance coverage and other welfare programs.
- Team-building activities, recognition events, and a supportive workplace culture.
About Company
Amartha was founded with the mission to create inclusive financial solutions for Indonesia’s micro‑entrepreneurs. By leveraging technology and a deep understanding of local markets, Amartha connects investors with small‑scale borrowers, delivering capital that fuels growth, job creation, and poverty reduction. The company operates across numerous provinces, emphasizing ethical lending, transparent processes, and community empowerment. As part of the Amartha family, you will contribute to a purpose‑driven organization that values social impact as much as financial sustainability.
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