Introduction
Amartha, a leading micro‑finance platform dedicated to empowering small entrepreneurs across Indonesia, is seeking enthusiastic and driven individuals to join our field team in the Bogor (Cigudeg) area. As a Business Partner – Staff Lapangan, you will act as the frontline ambassador of Amartha’s lending programs, building relationships with prospective borrowers, supporting existing clients, and ensuring that loan applications are processed efficiently and responsibly.
This role offers a unique blend of community engagement, financial analysis, and on‑the‑ground sales, making it an ideal opportunity for recent graduates or ambitious professionals who thrive in a dynamic, people‑focused environment.
Responsibilities
- Identify and engage potential borrowers in the Bogor region, presenting Amartha’s capital‑granting programs and encouraging participation.
- Conduct household economic assessments to understand clients’ financial needs, repayment capacity, and business potential.
- Perform thorough surveys and feasibility analyses on loan applications, ensuring compliance with internal policies, risk‑assessment criteria, and regulatory standards.
- Prepare detailed reports and recommendation memos for the credit underwriting team, highlighting key risk factors and growth opportunities.
- Manage the end‑to‑end collection process, including timely reminders, negotiation of repayment schedules, and resolution of any payment disputes.
- Maintain accurate field records using Amartha’s digital CRM system, updating client profiles, visit logs, and transaction histories on a daily basis.
- Collaborate closely with the regional operations supervisor to align field activities with quarterly targets and community outreach initiatives.
- Provide ongoing financial literacy coaching to borrowers, helping them improve budgeting, cash‑flow management, and business planning skills.
- Participate in regular training sessions, team meetings, and performance reviews to continuously enhance field techniques and product knowledge.
Requirements
- Minimum education: SMA/SMK or equivalent; higher education is a plus.
- Age: 18‑30 years (maximum 33 years as per company policy).
- Open to all genders; female candidates are especially encouraged.
- Possession of a valid driver’s license and personal vehicle for daily field visits.
- Strong integrity, honesty, attention to detail, and a disciplined work ethic.
- Excellent communication and interpersonal skills, with the ability to build trust quickly.
- Resilience and adaptability to work independently in varied field conditions.
- Basic digital literacy; ability to use mobile apps for data entry and reporting.
- No prior experience required—comprehensive training will be provided.
Benefits
- Competitive base salary starting at IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and quarterly bonus structures.
- Clear career progression path toward team‑lead and supervisory roles.
- Permanent employment status after successful probation.
- Employee loan program with preferential interest rates.
- Continuous learning opportunities, including workshops on financial inclusion, sales techniques, and digital tools.
- Company‑provided mess (housing) to support field staff living in the work area.
- Health insurance coverage and employee assistance programs.
- Team‑building activities and community service events.
About Company
Founded in 2010, Amartha has grown into one of Indonesia’s most trusted micro‑finance platforms, connecting thousands of small‑scale entrepreneurs with capital that fuels local economies. Our mission is to democratize access to financing by leveraging technology, data‑driven risk assessment, and a deep commitment to social impact. With a presence in over 30 districts, we pride ourselves on fostering inclusive growth, financial literacy, and sustainable business practices. Joining Amartha means becoming part of a purpose‑driven organization where every loan you facilitate helps build resilient families and thriving communities.
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