Introduction
We are seeking a dynamic and results‑driven Officer Pemasaran Kredit (CMO) to join the Bima (BNT) team. This position plays a pivotal role in promoting our credit products, building strong relationships with both existing and prospective customers, and ensuring a seamless credit application process. The ideal candidate will thrive in a fast‑paced environment, possess excellent interpersonal skills, and be comfortable working across multiple distribution channels while representing the company’s brand with integrity and professionalism.
Responsibilities
- Actively market and present Bima’s credit products to existing customers and new prospects, tailoring solutions to meet individual financial needs.
- Generate and secure orders through various distribution channels, including dealerships, brokers, and direct outreach.
- Collect initial customer data, verify information, and compile all required documentation for credit applications.
- Track the progress of each credit application, coordinate with internal underwriting teams, and communicate approval or rejection decisions promptly to dealers and customers.
- Inform customers of repayment schedules, due dates, payment locations, and any additional terms or conditions relevant to their credit agreement.
- Maintain accurate records of all interactions, ensuring compliance with internal policies and regulatory requirements.
- Identify opportunities for cross‑selling ancillary services, such as insurance or extended warranties, to enhance customer value.
- Provide feedback to product development and marketing teams based on field observations and customer insights.
- Travel within the assigned domicile area to meet clients, attend dealer events, and support regional promotional activities.
Requirements
- Minimum education: D3/D4 (Associate or Diploma); candidates with a completed S1 degree are also welcome.
- Maximum age: 34 years.
- Open to fresh graduates, though at least 1 year of relevant experience in credit marketing or sales is considered a strong advantage.
- Strong communication, negotiation, and interpersonal skills; ability to build trust with diverse customer groups.
- High level of integrity, attention to detail, perseverance, and honesty.
- Own a reliable vehicle and possess a valid, active SIM A/C driving license.
- Willingness to work in the location of residence (penempatan sesuai domisili).
- Flexible work schedule: Monday to Saturday, 08:00‑16:00.
Benefits
- Competitive base salary with performance‑based incentives.
- Comprehensive health insurance covering medical, dental, and vision care.
- Transportation allowance or fuel reimbursement to support field activities.
- Professional development programs, including sales certification and leadership training.
- Opportunities for career advancement within the Bima (BNT) group.
- Annual leave, public holiday pay, and additional days off for long‑service recognition.
- Employee assistance program (EAP) for personal and family wellbeing.
About Company
Bima (BNT) is a leading provider of consumer credit solutions in Indonesia, known for its innovative financing products that empower individuals and businesses alike. With a strong network of distribution partners and a commitment to responsible lending, Bima has built a reputation for reliability, transparency, and customer‑centric service. Our culture fosters collaboration, continuous learning, and a forward‑thinking mindset, ensuring that every team member can contribute to the company’s growth while advancing their own professional journey.
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