Introduction
We are seeking a dynamic Sales Officer – Banking (Area Jember) to join our growing team. Based in the vibrant city of Jember, you will play a pivotal role in expanding our motor vehicle financing and refinancing portfolio. This position offers an exciting opportunity to engage directly with customers, build lasting relationships with key stakeholders, and contribute to the financial wellbeing of our community while advancing your career in the banking sector.
Responsibilities
- Execute targeted marketing campaigns for motor vehicle financing products and refinancing facilities, ensuring alignment with corporate sales objectives.
- Develop and nurture strong relationships with dealers, corporate clients, and other stakeholders to generate a steady pipeline of qualified leads.
- Guide prospective borrowers through the credit application process, gathering required documentation and conducting thorough eligibility assessments.
- Perform detailed credit analysis, evaluating borrower creditworthiness, repayment capacity, and risk factors in accordance with the bank’s underwriting policies.
- Monitor the performance of approved loans, ensuring repayment schedules are met and taking proactive measures to mitigate delinquency.
- Collaborate closely with the risk management, operations, and product development teams to streamline processes and improve the customer experience.
- Provide regular reporting on sales activities, pipeline status, and market feedback to senior management.
- Stay informed about market trends, competitor offerings, and regulatory changes that may impact product positioning.
- Participate in community outreach and financial education events to enhance brand visibility and promote responsible borrowing.
Requirements
- Minimum education: Diploma (D3) or Bachelor’s degree (D4) in Business, Finance, Economics, or a related field.
- At least 1 year of proven experience in banking sales, credit analysis, or a comparable financial services role.
- All genders are welcome to apply.
- Strong communication and interpersonal skills with the ability to influence and negotiate effectively.
- Analytical mindset with a solid understanding of credit risk assessment and loan structuring.
- Self‑motivated, goal‑oriented, and able to work independently as well as part of a team.
- Proficiency in Microsoft Office (especially Excel) and familiarity with banking software platforms.
- Flexibility to work Monday through Saturday, 08:00 – 17:00.
Benefits
- Competitive base salary with performance‑based incentives and quarterly bonuses.
- Comprehensive health and dental insurance coverage for you and your immediate family.
- Retirement savings plan with employer matching contributions.
- Professional development programs, including certification courses and leadership training.
- Paid annual leave, public holidays, and additional days off for community service initiatives.
- Employee assistance program offering counseling, financial planning, and wellness resources.
- Opportunities for career advancement within a leading regional bank.
About Company
Our bank is a reputable, full‑service financial institution with a strong presence across Indonesia. Recognized for its commitment to customer‑centric solutions, innovative digital platforms, and robust risk management practices, we have consistently ranked among the top banks in the country. In Jember, we pride ourselves on supporting local businesses, empowering individuals through accessible financing, and contributing to regional economic growth. Our corporate culture fosters collaboration, integrity, and continuous learning, ensuring every employee has the tools and support needed to excel.
Interested in this position?
Take the next step in your career and apply for this role today.
Apply Now