Introduction
We are seeking a dynamic and results‑driven Officer Marketing Kredit to join our expanding team in Pekanbaru. This role is pivotal in promoting our credit financing products, conducting consumer feasibility studies, and driving sales growth across the region. The successful candidate will work directly in the field, engaging with a diverse client base, and will be instrumental in expanding our market share in the competitive banking sector.
The position offers a full‑time schedule from Monday to Saturday, 08:00 – 17:00, allowing you to develop strong relationships with both existing and prospective borrowers while contributing to the financial well‑being of our community.
Responsibilities
- Conduct on‑site surveys and detailed feasibility analyses of potential credit customers.
- Identify, qualify, and nurture leads for various financing products, including personal loans, vehicle credit, and small‑business financing.
- Present product features, benefits, and terms to consumers, tailoring solutions to meet individual financial needs.
- Negotiate loan terms and conditions, ensuring compliance with internal risk policies and regulatory standards.
- Maintain accurate records of client interactions, proposals, and contract status using the company’s CRM system.
- Collaborate with the credit underwriting team to expedite approval processes and resolve any documentation gaps.
- Participate in regular market intelligence gathering, reporting trends, competitor activities, and emerging customer demands.
- Attend weekly sales meetings, provide performance updates, and contribute ideas for promotional campaigns.
- Travel extensively within the assigned territory using personal motor vehicle; ensure punctuality and professionalism in all client meetings.
- Uphold the highest standards of ethical conduct and confidentiality when handling sensitive financial information.
Requirements
- Minimum education: Diploma (D3/D4) in Business, Finance, Marketing, or a related field.
- Maximum age: 30 years.
- Prior experience in marketing, preferably within the banking or financial services industry (experience of 0‑2 years is acceptable).
- Strong negotiation and persuasive communication skills.
- Ability to work independently in the field, manage time efficiently, and thrive under pressure.
- Possession of a valid motor vehicle and a SIM C driving licence.
- Excellent interpersonal skills, able to interact with a wide range of customers and internal stakeholders.
- Rapid adaptability to changing market conditions and product updates.
- Basic understanding of banking regulations, credit risk assessment, and legal compliance.
Benefits
- Competitive base salary with performance‑based incentives and commissions.
- Comprehensive health insurance for employee and dependents.
- Transportation allowance and fuel reimbursement.
- Professional development programs, including sales training and certification courses.
- Annual leave, sick leave, and public holiday entitlements in accordance with Indonesian labour law.
- Opportunities for career advancement within a fast‑growing financial institution.
- Employee assistance program and wellness initiatives.
About Company
Our organization is a leading regional bank headquartered in Pekanbaru, dedicated to providing inclusive financial solutions that empower individuals and small businesses. With a robust portfolio of credit products, we emphasize responsible lending, digital innovation, and community development. Our culture fosters collaboration, integrity, and continuous learning, enabling employees to grow while delivering exceptional service to our customers.
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