Introduction
Amartha is a leading micro‑finance platform dedicated to empowering underserved entrepreneurs across Indonesia. We are seeking a motivated Business Partner – Staff Lapangan to join our team in the Haurgeulis area of Indramayu. This field‑based role is pivotal in expanding our outreach, supporting household economies, and ensuring the smooth execution of our lending programs. The position offers a competitive salary, performance‑based incentives, and clear pathways for career advancement.
Responsibilities
- Identify and prospect new potential borrowers in the Haurgeulis district, introducing them to Amartha’s micro‑loan products and explaining the benefits of joining our platform.
- Conduct on‑site economic counseling for existing members, helping households manage cash flow, budgeting, and financial planning to improve repayment capacity.
- Perform detailed field surveys and feasibility analyses of loan applications, ensuring compliance with Amartha’s underwriting standards, risk‑assessment procedures, and regulatory policies.
- Prepare and submit accurate loan proposals and documentation to the credit assessment team, highlighting key financial indicators and repayment forecasts.
- Coordinate the collection process, following up with borrowers on repayment schedules, negotiating payment plans when necessary, and reporting delinquency trends to the operations manager.
- Maintain up‑to‑date records of all client interactions in the company’s CRM system, ensuring data integrity and facilitating real‑time monitoring of portfolio performance.
- Collaborate with local community leaders, cooperatives, and partner NGOs to foster trust and create a supportive ecosystem for micro‑entrepreneurs.
- Participate in regular training sessions and workshops to stay current with digital financing tools, market trends, and best practices in financial inclusion.
Requirements
- Education: Minimum high school diploma (SMA/SMK) or equivalent.
- Age: 18‑30 years old.
- Gender: Open to all genders; female candidates are highly encouraged.
- Valid personal vehicle and a clean driving record for daily field visits.
- Strong integrity, honesty, attention to detail, and the ability to work independently in remote locations.
- Excellent communication and interpersonal skills, with a knack for building rapport quickly.
- Resilience and discipline to manage a demanding field schedule (Monday‑Friday, 08:00‑17:00).
- Basic digital literacy – comfortable using mobile applications, spreadsheets, and CRM platforms.
- Prior experience in micro‑finance, sales, or community outreach is a plus but not required.
Benefits
- Starting salary of IDR 3.5 million per month plus performance‑based incentives.
- Annual THR (religious holiday allowance) and performance bonuses.
- Clear career ladder with opportunities to advance to team leader or supervisory roles.
- Permanent employment status after successful probation.
- Employee loan program with preferential rates.
- Continuous learning and professional development programs.
- Company‑provided mess accommodation for field staff.
- Health insurance, transport allowance, and other employee welfare programs.
- Dynamic, mission‑driven work environment focused on social impact.
About Company
Founded in 2010, Amartha has grown into one of Indonesia’s most trusted platforms for peer‑to‑peer micro‑lending. By leveraging technology and a deep understanding of local markets, Amartha connects individual investors with micro‑entrepreneurs who need affordable capital to start or expand their businesses. Our mission is to accelerate financial inclusion, reduce poverty, and empower millions of families to achieve sustainable livelihoods. With a presence in over 30 districts, we pride ourselves on a transparent, data‑driven approach that balances social impact with sound financial practices. Joining Amartha means becoming part of a passionate team dedicated to creating lasting change in the communities we serve.
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