Introduction
Moladin Finance, a leading fintech provider focused on empowering small and medium‑sized enterprises (SMEs) across Indonesia, is seeking an enthusiastic Account Officer for SMEs to join our dynamic team in Bali. This full‑time position offers a unique opportunity to drive growth for both our clients and the company by delivering tailored financial solutions that help local businesses thrive.
The ideal candidate will be a self‑motivated professional with a minimum of one year’s experience in SME or commercial banking, a strong sales mindset, and a genuine passion for building lasting relationships with entrepreneurs. If you enjoy working in a fast‑paced environment, meeting ambitious targets, and contributing to the economic development of Bali’s vibrant business community, we want to hear from you.
Responsibilities
- Achieve and exceed monthly sales volume and account booking targets set by the company.
- Develop and nurture strong relationships with existing SME clients while continuously identifying new revenue prospects.
- Promote and sell Moladin Finance’s suite of SME financing products, including working‑capital loans, equipment financing, and digital payment solutions.
- Maintain high‑quality booking standards, ensuring all documentation complies with internal policies and regulatory requirements.
- Conduct market research to understand local business trends, competitive offerings, and emerging financing needs.
- Prepare and deliver compelling presentations and proposals that address client pain points and demonstrate the value of Moladin’s solutions.
- Collaborate closely with the underwriting, risk, and operations teams to streamline the loan approval process and improve turnaround times.
- Provide post‑sale support, follow‑up on client satisfaction, and identify opportunities for upselling or cross‑selling additional services.
- Report sales activities, pipeline status, and market insights to senior management on a weekly basis.
Requirements
- Minimum education: High School Diploma (SMA/SMK) or equivalent.
- At least 1 year of experience in SME banking, commercial banking, or a related financial sales role.
- Proven ability to meet or exceed sales targets consistently.
- Strong interpersonal, communication, negotiation, and problem‑solving skills.
- High integrity, teamwork orientation, and a customer‑centric attitude.
- Valid driver’s license (SIM C) and personal motor vehicle for client visits.
- No criminal record.
- Open to candidates of any gender.
- Availability to work Monday‑Friday, 09:00 – 17:00.
Benefits
- Competitive base salary with an attractive performance‑based commission structure.
- Monthly transportation allowance and reimbursement for fuel expenses.
- Comprehensive health insurance covering medical, dental, and vision care.
- Professional development programs, including sales training, fintech workshops, and leadership coaching.
- Opportunities for career advancement within a fast‑growing fintech organization.
- Flexible work environment with occasional remote‑work options.
- Team building activities, annual company retreats, and a supportive corporate culture.
- Employee recognition programs that celebrate top performers.
About Company
- Moladin Finance is a pioneering fintech company that leverages technology to simplify access to financing for SMEs across Indonesia.
- Founded in 2018, we have partnered with leading banks and investors to provide fast, transparent, and affordable credit solutions.
- Our mission is to empower entrepreneurs, stimulate economic growth, and foster financial inclusion throughout the archipelago.
- We operate in more than 30 cities, serving thousands of businesses ranging from traditional markets to modern tech startups.
- Our culture emphasizes innovation, integrity, and impact, encouraging every team member to contribute ideas that drive the future of digital finance.
Interested in this position?
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