Introduction
We are seeking a motivated and energetic Business Officer to join our growing team in Lamongan. This role is perfect for recent graduates or professionals who are eager to develop a career in financial services, client acquisition, and field operations. As a Business Officer, you will play a pivotal part in expanding our loan product portfolio, building lasting relationships with new and existing customers, and ensuring the smooth collection of repayments. The position offers a competitive salary, comprehensive benefits, and a clear pathway to permanent employment after a 12‑month contract evaluation.
Responsibilities
- Identify and prospect new loan customers in line with the company’s business plan and sales targets.
- Conduct thorough character and financial capability assessments for prospective borrowers, ensuring credit risk is properly evaluated.
- Maintain regular contact with existing clients to monitor repayment schedules, collect installments, and address any issues promptly.
- Prepare and present detailed reports on sales activities, prospect pipelines, and repayment performance to senior management.
- Collaborate with marketing and product teams to develop tailored promotional strategies that resonate with the local market.
- Provide on‑site support and guidance to clients during loan application and disbursement processes.
- Utilize personal transportation to travel across the Lamongan region for field visits, client meetings, and community outreach events.
- Participate in ongoing training sessions and mentorship programs to continuously improve product knowledge and sales techniques.
Requirements
- Minimum education: D3/D4 (Associate degree) or S1 (Bachelor’s degree). Candidates with a high school diploma and relevant work experience are also welcome to apply.
- All genders are encouraged to apply.
- Excellent communication skills, honesty, discipline, and strong attention to detail.
- Fresh graduates are highly encouraged to submit their applications.
- Willingness and ability to work in the field, often outdoors and on varied schedules.
- Own a reliable vehicle for travel within the assigned territory.
- Proficiency in basic office administration, sales coordination, and customer relationship management.
Benefits
- Competitive base salary aligned with the regional UMK (Minimum Wage) standards.
- Fuel allowance, mobile phone credit, and vehicle maintenance support.
- Comprehensive BPJS Kesehatan (Health) and BPJS Ketenagakerjaan (Employment) coverage.
- Annual Holiday Allowance (THR) in accordance with local regulations.
- Performance‑based incentives and bonuses.
- Structured training program and continuous mentorship for new employees.
- Potential transition to a permanent (full‑time) position after successful completion of a 12‑month contract evaluation.
- Standard work week: Monday to Friday, 08:00 – 17:00.
About Company
Our company is a leading micro‑finance institution dedicated to providing accessible loan solutions to individuals and small businesses throughout Indonesia. With a strong focus on financial inclusion, we empower our clients to achieve personal and professional growth through responsible lending. Our culture emphasizes integrity, teamwork, and continuous learning, enabling employees to thrive in a dynamic, customer‑centric environment. By joining our Lamongan branch, you will become part of a supportive network that values innovation, community impact, and the professional development of every team member.
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