Introduction
Amartha, a leading micro‑finance platform dedicated to empowering small entrepreneurs across Indonesia, is seeking a dynamic Business Partner – Staff Lapangan for the Bogor area (Point Tanah Sereal). This field‑based position is ideal for motivated individuals who enjoy direct community interaction, have a keen eye for identifying credit‑worthy prospects, and are passionate about fostering sustainable economic growth at the household level.
The role combines sales‑driven outreach, financial‑eligibility assessment, and post‑disbursement support, offering a clear pathway to leadership within Amartha’s fast‑growing team.
Responsibilities
- Identify and engage potential borrowers in the Bogor region, presenting Amartha’s loan programs and guiding prospects through the enrollment process.
- Conduct on‑site economic assessments of household income, expenditures, and asset holdings to determine suitability for financing.
- Prepare and submit detailed loan application dossiers, ensuring compliance with Amartha’s internal policies, risk‑rating criteria, and regulatory requirements.
- Coordinate with the credit underwriting team to address any documentation gaps and expedite approval timelines.
- Provide ongoing financial coaching to borrowers, monitoring repayment behavior, and offering advice on cash‑flow management and business development.
- Execute collection activities in a professional and respectful manner, following agreed‑upon payment schedules and escalating delinquent accounts when necessary.
- Maintain accurate field reports, update the CRM system daily, and share market insights with the regional manager to inform strategic decisions.
- Represent Amartha at community events, local market gatherings, and partner meetings to strengthen brand visibility and trust.
Requirements
- Minimum education: SMA/SMK or equivalent.
- Age between 18 and 30 years (maximum 33 years accepted for flexibility).
- All genders are welcome; female candidates are given preference due to community dynamics.
- Own reliable motorized transportation to travel across the assigned territory daily.
- Strong personal integrity, honesty, attention to detail, and the ability to communicate clearly with diverse stakeholders.
- Resilience and self‑discipline to work independently in the field, often under varying weather and logistical conditions.
- Basic digital literacy: ability to use smartphones, data entry applications, and simple analytical tools.
- Prior experience in field sales, micro‑finance, or community outreach is advantageous but not mandatory.
- Willingness to work full‑time, Monday through Friday, from 08:00 to 17:00, with occasional weekend activities for community events.
Benefits
- Competitive base salary starting at IDR 3.5 million per month, plus performance‑based incentives.
- Annual THR (religious holiday allowance) and additional bonus structures tied to loan portfolio growth.
- Clear career progression to supervisory and leader roles based on measurable results.
- Transition to permanent employee status after a probationary period.
- Employee loan program with preferential rates to support personal financial needs.
- Continuous learning opportunities, including internal training modules and external workshops on financial inclusion.
- Company‑provided mess (on‑site accommodation) to ease daily commuting challenges.
- Comprehensive health and safety coverage, including medical insurance and regular wellness checks.
- Team‑building activities, field trips, and recognition events to celebrate achievements.
About Company
Amartha was founded with the vision of bridging the financing gap for Indonesia’s underserved micro‑entrepreneurs. By leveraging technology and a vast network of local partners, Amartha connects lenders with borrowers in rural and peri‑urban areas, delivering affordable capital that fuels small‑scale enterprises such as agriculture, retail, and crafts.
The organization prides itself on a culture of impact‑driven performance, transparency, and community partnership. Employees are encouraged to develop both professional expertise and personal empathy, aligning their growth with the broader mission of economic inclusion. Joining Amartha means becoming part of a purpose‑led team that values innovation, integrity, and the transformative power of responsible finance.
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