Introduction
We are a leading multifinance institution operating across the Greater Jakarta area, seeking a dynamic Officer Pemasaran Kredit to join our Cikupa (Jabodetabekser) office. This role is pivotal in driving the growth of our credit portfolio by promoting financing solutions to both existing and prospective customers. If you are a proactive, results‑oriented individual with a passion for sales and a solid understanding of financial products, we invite you to become part of a team that values integrity, innovation, and customer‑centric service.
Responsibilities
- Proactively market and present the company’s credit products to existing clients and new prospects, tailoring solutions to meet diverse financing needs.
- Generate and secure orders through various distribution channels, ensuring accurate initial data capture and thorough verification of applicant information.
- Collect, review, and complete all required customer documentation and credit applications in compliance with internal policies and regulatory standards.
- Monitor the end‑to‑end progress of each credit application, coordinating with underwriting teams and providing timely updates to dealers and customers.
- Communicate credit decisions—approval, rejection, or conditional approval—clearly and professionally, guiding customers on next steps.
- Inform borrowers of repayment schedules, due dates, payment locations, and any other pertinent information to facilitate smooth loan servicing.
- Maintain strong relationships with dealers, distributors, and key stakeholders to encourage repeat business and referrals.
- Conduct market research and competitor analysis to identify emerging trends and opportunities within the multifinance sector.
- Prepare regular performance reports, highlighting sales achievements, pipeline status, and areas for improvement.
- Participate in continuous training programs to stay updated on product features, regulatory changes, and best sales practices.
Requirements
- Minimum education: D3/D4 (Associate or Bachelor degree) in Business, Finance, or a related field.
- Age: up to 29 years old.
- Open to all genders.
- Possession of a valid personal vehicle and an active SIM C (motorcycle license) for field visits.
- Strong grasp of multifinance business processes, including credit assessment and risk management.
- Prior experience in sales or marketing—especially within financial services—is a distinct advantage.
- Excellent communication and negotiation skills, with a customer‑focused mindset.
- High level of integrity, attention to detail, and ability to work independently while meeting targets.
- Proficiency with basic office software (MS Office) and familiarity with CRM tools.
- Willingness to work Monday through Saturday, 08:00‑16:00, with occasional overtime during peak periods.
Benefits
- Competitive base salary with performance‑based commissions and bonuses.
- Comprehensive health insurance covering medical, dental, and vision care.
- Transport allowance or mileage reimbursement to support field activities.
- Professional development programs, including product training, sales workshops, and certification courses.
- Career advancement pathways within a fast‑growing multifinance organization.
- Annual leave, public holidays, and additional paid time off for personal milestones.
- Team building events and a collaborative workplace culture that encourages innovation.
About Company
Our company is a nationally recognized multifinance provider offering a broad spectrum of credit solutions, from vehicle financing to consumer loans. With a robust network of dealers and distributors across Jabodetabek, we pride ourselves on delivering flexible, affordable financing that empowers individuals and businesses alike. Our mission is to foster financial inclusion while maintaining rigorous risk standards, enabling sustainable growth for both our clients and the organization. Joining our team means contributing to a forward‑thinking enterprise that values ethical conduct, technological advancement, and a deep commitment to customer success.
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