Introduction
Amartha, a leading financial technology platform dedicated to empowering micro‑entrepreneurs in Indonesia, is looking for an energetic Business Partner – Area Dairi dan Sekitarnya. This role is a frontline position that blends community outreach, partnership development, and financial facilitation to help local women‑owned micro‑businesses access affordable credit. The successful candidate will act as a trusted liaison between Amartha and the “ibu mitra” (partner mothers) in the Dairi region, ensuring that our loan products are well‑understood, fairly distributed, and responsibly managed.
Responsibilities
- Identify, recruit, and onboard new ibu mitra partners through door‑to‑door visits, community events, and local networking.
- Conduct comprehensive eligibility surveys, evaluating creditworthiness, business viability, and repayment capacity in line with Amartha’s risk‑assessment framework.
- Educate partners on Amartha’s product portfolio, explaining terms, interest rates, repayment schedules, and the benefits of formal financing.
- Facilitate the loan disbursement process, coordinating documentation, verifying bank details, and ensuring funds reach the partner’s account promptly.
- Monitor repayment performance, provide gentle reminders, and resolve any payment‑related issues to maintain a healthy loan portfolio.
- Collect and report field data on market trends, competitor activity, and community feedback to inform product enhancements.
- Maintain a personal motorcycle for daily travel across the Dairi district and surrounding villages, adhering to safety and punctuality standards.
- Collaborate with the regional operations team to achieve monthly recruitment targets and overall profitability goals.
- Uphold Amartha’s ethical standards, demonstrating integrity, empathy, and cultural sensitivity in every interaction.
Requirements
- Minimum education: SMA/SMK or equivalent; a Bachelor’s degree (S1) is a plus.
- Age: up to 30 years old, with a flexible approach to working hours.
- Gender: open to all genders.
- Possession of a personal motorcycle and valid driver’s license.
- Willingness to work in the field, often in remote or rural locations, and to be relocated within the assigned service area as needed.
- Strong communication and interpersonal skills, capable of building trust quickly with community members.
- Adaptability to changing business needs, problem‑solving orientation, and a proactive mindset.
- Basic analytical ability to assess partner eligibility and track repayment performance.
- No prior experience required; fresh graduates or candidates with minimal work experience are encouraged to apply.
Benefits
- Competitive monthly salary with performance‑based incentives.
- Monthly motorcycle service allowance to cover maintenance and fuel costs.
- Annual bonus tied to individual and team achievements.
- Festive (Hari Raya) cash assistance.
- Clear career progression pathway within Amartha’s growing regional network.
- Work‑life balance with weekends off (Saturday & Sunday).
- Standard work hours: Monday‑Friday, 07:30 – 18:00.
About Company
Founded in 2010, Amartha has become one of Indonesia’s most trusted peer‑to‑peer lending platforms, linking thousands of micro‑entrepreneurs—especially women—to socially responsible investors. By leveraging technology, data analytics, and a deep understanding of local markets, Amartha strives to promote inclusive financial services, reduce poverty, and foster sustainable economic development across the archipelago. Joining Amartha means becoming part of a mission‑driven organization that values innovation, community impact, and the professional growth of its employees.
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