Introduction
PT. Maybank Indonesia Finance is seeking a dynamic and motivated Credit Marketing Officer to join our Bintaro branch. This role is pivotal in strengthening relationships with dealers, conducting thorough credit assessments, and supporting the growth of our credit portfolio in a highly competitive financial services market. The successful candidate will be a proactive communicator with strong analytical abilities, a keen eye for detail, and a commitment to upholding the highest standards of integrity.
Responsibilities
- Develop and maintain strong, mutually beneficial relationships with automotive dealers and other business partners in the Bintaro area.
- Conduct comprehensive credit feasibility studies, including financial statement analysis, cash‑flow assessments, and risk scoring.
- Perform on‑site surveys to verify the legitimacy of credit applications and ensure compliance with internal policies and regulatory requirements.
- Prepare detailed credit proposals and present findings to senior management for approval.
- Collaborate closely with the sales and product teams to align credit solutions with market demands and promotional campaigns.
- Monitor the performance of existing credit accounts, identify early warning signs of delinquency, and propose remedial actions.
- Achieve monthly and quarterly credit issuance targets while maintaining a high quality of underwriting.
- Stay updated on market trends, competitor activities, and regulatory changes that may impact credit risk or marketing strategies.
- Contribute to the continuous improvement of credit processes by providing feedback and suggesting innovative tools or methodologies.
Requirements
- Minimum education: D3/D4 (any major) with a GPA of at least 2.75.
- Open to fresh graduates as well as candidates with prior experience in credit analysis, marketing, or related fields.
- Possession of a valid motor vehicle and an active SIM C license for travel to dealer locations.
- Excellent communication skills with the ability to build rapport and negotiate effectively.
- Strong analytical mindset: detail‑oriented, critical thinker, diligent, resilient, and disciplined.
- High level of personal integrity and professionalism.
- Target‑oriented attitude with a solid understanding of market dynamics and credit product knowledge.
- Willingness to be based full‑time at the Bintaro branch.
- Adaptability to changing market conditions and the ability to respond swiftly to emerging opportunities.
- Gender: Open to all genders.
Benefits
- Competitive salary package with performance‑based incentives.
- Comprehensive health and medical insurance for employees and eligible dependents.
- Annual leave, sick leave, and public holiday entitlements in accordance with Indonesian labor law.
- Professional development opportunities, including training programs and certifications in credit analysis and financial marketing.
- Company‑provided laptop and mobile device to support daily responsibilities.
- Flexible working environment with a supportive team culture.
- Transportation allowance or reimbursement for travel to dealer sites.
- Employee recognition programs celebrating outstanding achievements.
About Company
PT. Maybank Indonesia Finance is a leading non‑bank financial institution in Indonesia, part of the Maybank Group, one of the region’s most reputable banking and financial services providers. With a strong focus on consumer financing, corporate lending, and innovative credit solutions, the company delivers tailored financial products that empower individuals and businesses across the archipelago. Our Bintaro branch serves a vibrant market, offering a strategic location for professionals eager to make an impact in credit marketing. Maybank Indonesia Finance adheres to a strict policy of zero recruitment fees, ensuring a transparent and fair hiring process for all candidates.
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