Introduction
The Credit Marketing Officer (CMO) position based in Kuningan offers an exciting opportunity for dynamic professionals eager to drive growth in the consumer financing sector. As a key member of our sales and marketing team, you will be responsible for identifying high‑potential customers, promoting a portfolio of credit products, and establishing strategic partnerships with dealers and agents. This role blends field work, data‑driven analysis, and relationship building, making it ideal for individuals who thrive in fast‑paced, results‑oriented environments.
Responsibilities
- Conduct comprehensive field surveys to assess consumer creditworthiness and market demand, using both quantitative and qualitative methods.
- Analyze feasibility studies and generate detailed reports that guide product positioning and pricing strategies.
- Promote and sell a range of financing solutions—including personal loans, vehicle credits, and installment plans—to qualified customers.
- Develop and maintain strong relationships with local dealers, agents, and partner organizations to expand distribution channels.
- Negotiate terms and conditions with clients and partners, ensuring mutually beneficial agreements while adhering to company policies.
- Maintain accurate records of leads, sales activities, and customer feedback in the CRM system, supporting continuous improvement initiatives.
- Collaborate with the marketing and risk assessment teams to refine product offerings based on market insights and regulatory requirements.
- Represent the company at community events, trade shows, and promotional activities to enhance brand visibility.
Requirements
- Minimum education: Diploma (D3) or higher (D4/Bachelor) in Business, Marketing, Finance, or a related field.
- Age: 30 years or younger at the time of application.
- Prior experience in marketing, sales, or customer acquisition—experience in the financial services industry is a plus.
- Strong negotiation and communication skills with the ability to influence diverse stakeholders.
- Willingness to work on the field, travel frequently within the Kuningan region, and adapt to changing market conditions.
- Own a motor vehicle and hold a valid Indonesian SIM C driver’s license.
- Proven ability to work independently, manage time effectively, and meet weekly and monthly targets.
- Soft skills: adaptability, quick learning, problem‑solving mindset, and a customer‑centric attitude.
Benefits
- Competitive base salary with performance‑based commissions and bonuses.
- Comprehensive health insurance covering medical, dental, and vision care.
- Transportation allowance and fuel reimbursement to support field activities.
- Professional development budget for certifications, workshops, and industry conferences.
- Annual paid leave, sick leave, and public holidays in accordance with Indonesian labor law.
- Employee recognition programs and career advancement pathways within the organization.
About Company
Our company is a leading provider of consumer credit solutions in Indonesia, with a strong focus on responsible lending and innovative financing products. Established over a decade ago, we have built a robust network of dealerships, agents, and digital platforms that empower individuals and families to achieve their personal and professional goals. We pride ourselves on a culture of integrity, continuous learning, and community engagement, offering employees a collaborative environment where ambition is rewarded and ideas are turned into tangible results.
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